Our main purpose is short‑term bridge financing for temporary cash‑flow gaps. Four products support education, salary, asset and business needs, with a maximum term of six months.
Product 01 of 04
Short-term finance for eligible clients to meet school-fee obligations and manage education cash flow across a term.
Product 02 of 04
Short-term facilities for eligible salaried clients with approved personal or household needs, repaid against verified income.
Product 03 of 04
Finance for approved vehicle, land and other productive asset purchases, structured within a maximum six-month term.
Product 04 of 04
Working-capital finance for stock purchase, cash-flow gaps and other approved business needs.
Term
Every product shares one maximum term.
Compare
One page, every product, side by side. Figures shown are the standard published terms; final approved terms follow assessment.2
| Product | Amount (UGX) | Term | Interest | Typical purpose | Security |
|---|---|---|---|---|---|
| School Fees | 1M – 50M | ≤ 6 months | 2.8% p.m. | Termly school‑fee obligations | As required by the facility |
| Salary | 1M – 50M | ≤ 6 months | 2.8% p.m. | Approved personal or household needs | Verified income; security if required |
| Asset Financing | 1M – 50M | ≤ 6 months | 2.8% p.m. | Vehicle, land and other approved productive assets | Financed asset and/or other approved security |
| Business | 1M – 50M | ≤ 6 months | 2.8% p.m. | Stock, cash‑flow gaps and working capital | As required by the facility |
p.m. = per month. Interest is quoted per month, not per year.
What is fixed
What varies by client
Cost
2.8% per month applies across all four products, calculated on the approved principal.
The slider moves in steps of UGX 500,000. You can also type an amount.
3 months
Indicative only. Approved amount, tenure, security and repayment arrangements depend on credit assessment. Full terms are given in writing at approval.
In practice
Short‑term credit is only useful if it lands somewhere productive. These are the two places it most often does.
Vehicles & land
Asset financing can support approved vehicle or land purchases, helping clients acquire productive assets through a clearly assessed short‑term facility.
Stock & cash flow
Business loans keep shelves stocked and suppliers paid while receivables catch up — what shuts down most small enterprises is timing, not demand.
2.8% per month applies across all four products, calculated on the approved principal.
Company Profile 2026 · page 15
Every figure in this profile — the facility range, the interest rate, the maximum term — is the standard published term in force at the edition date. Individual client terms are confirmed in writing at approval and may differ from these figures.
Company Profile 2026 · page 2
