Licensed money lender · Kampala · Since 2014
Biashara Trading Company Limited is a Kampala‑based lender providing short‑term bridge financing to eligible individuals and enterprises across Uganda.
Money Lending Licence1451/ML
Key facts
A single page of facts. Everything else in this profile explains one of these numbers.
Every figure is the standard published term in force at the edition date.2
Our products
Our main purpose is short‑term bridge financing for temporary cash‑flow gaps. Four products support education, salary, asset and business needs, with a maximum term of six months.
Product 01 of 04
Short-term finance for eligible clients to meet school-fee obligations and manage education cash flow across a term.
Product 02 of 04
Short-term facilities for eligible salaried clients with approved personal or household needs, repaid against verified income.
Product 03 of 04
Finance for approved vehicle, land and other productive asset purchases, structured within a maximum six-month term.
Product 04 of 04
Working-capital finance for stock purchase, cash-flow gaps and other approved business needs.
Cost
Interest is 2.8% per month, calculated on the approved principal. Move the two sliders to see the interest on an indicative amount and term.
The slider moves in steps of UGX 500,000. You can also type an amount.
3 months
Indicative only. Approved amount, tenure, security and repayment arrangements depend on credit assessment. Full terms are given in writing at approval.
Process
A four‑step path. Every application follows the same sequence, whoever the applicant is.
Step 01
Begin your loan request by email: inquiries@biasharafinance.com. We guide your application and required documents.
Step 02
Complete files: review target within 4 working hours.3 We check purpose, affordability and required security.
Step 03
Approved terms, interest and any loan charges are scheduled in writing. You accept them before signing.
Step 04
Funds are released once verification, accepted terms and all conditions are complete.
Standards
Every file is measured against the same five standards, in the same order, whoever the applicant is.
Credit history, conduct and demonstrated willingness to meet obligations.
Cash flow and demonstrated ability to repay within the approved tenure.
The client’s own financial position and commitment to the stated purpose.
Acceptable security where the approved facility requires it.
Purpose, tenure, sector and the wider context of the request.
Every file reviewed before approval
Why Biashara
Fast service that respects your time, backed by transparent terms, sustainable cash flows and responsible lending.
We aim to review complete files within 4 working hours, with prompt communication around your target deadline.3
No hidden charges. Every applicable loan fee is scheduled in writing and applies only after your acceptance.
Biashara maintains sustainable cash flows to support reliable funding of approved facilities, subject to conditions.
Affordability, purpose and security are checked carefully. Fast service is paired with disciplined lending.
Incorporated in 2014, Biashara serves Kampala and clients across Uganda with practical bridge financing.
Assemble your loan file in five steps. Applying is free.
Apply nowWho we serve
Eligible clients across urban, semi‑urban and rural Uganda. All facilities remain subject to assessment and approval.
Eligible employees with a sound ability to meet approved repayment requirements.
Salary LoansSole proprietors and companies financing stock, cash flow or productive assets.
Asset Financing
Money Lending Licence
1451/ML
See the licence and how to verify it
The reference copy shown is the 2026 certificate. To verify the current licence, contact the Board of Directors.
In one line
A four‑working‑hour review is our service target for complete files during office hours. Final approval and release of funds depend on verification and fulfilment of all conditions.
2.8% per month applies across all four products, calculated on the approved principal.
Company Profile 2026 · page 15
Every figure in this profile — the facility range, the interest rate, the maximum term — is the standard published term in force at the edition date. Individual client terms are confirmed in writing at approval and may differ from these figures.
Company Profile 2026 · page 2
A four-working-hour review is our service target for complete files during office hours. Final approval and release of funds depend on verification and fulfilment of all conditions.
Company Profile 2026 · page 23
